June 24, 2018

Banking Articles

Are Cryptocurrencies Safe

Bitcoin and other cryptocurrencies have been making headlines recently, mostly laced with warnings that they might be more conducive to fraud than regular currency. They are scams just waiting to happen, according to some experts. Ponzi schemes and other frauds involving Bitcoin are being investigated across the country, some of them targeting retirement accounts. The […]

Coping With Holiday Stress

Stressed? Depressed? Here’s How To Cope If you’re feeling Grinch-y, Scrooge-y and a bit more than bah hum-bugged, overwhelmed by the array of demands the holidays bring, there are ways to make things better, according to a Mayo Clinic release. Among the stressors are too many – sometimes unwelcome – guests, selecting and then paying […]

10 Tips To Protect Against Identity Theft

Forget the bogey man, dragons and things that go bump in the night. Save the fear factor for the unscrupulous among us who steal our identities and leave us floundering, financially fractured and caught in a web of never-ending effort to prove who we are. The stories are rampant. Every year, more than 16 million […]

Wal-Mart Offers new GoBank Accounts Sans Overdraft Fees

Joining other large retailers that engage in semi-banking practices, shopping giant Wal-Mart has opted to provide a card-based program for customers who may overspend their accounts while purchasing in their stores. The world’s largest retailer had teamed with Green Dot Corp., a leader in creating reloadable prepaid cards. New mobile checking accounts issued by Wal-Mart […]

Money Management

Wise Shopping For Groceries

Grocery stores are strategically designed to tempt the shopper into spending more money. Try to avoid some of the pitfalls by following these tips: Essential ingredients are placed at opposite ends of the store so you must pass through the inner aisles to reach the dairy products at one end and … [Read More...]

Mortgage Lingo Requires Study

Buying a home can thrust you into a realm where the language is about like being in a foreign country. The alphabet soup of acronyms and the jargon that peppers the conversation can leave you feeling a little lost. Understanding just one factor, the LTV or loan-to-value component, can be a big … [Read More...]

T.J. Maxx, Marshalls Offer Deals

There are good reasons that bargain-seekers shop with T.J. Maxx and Marshalls outlets. The two stores are affiliated with Marmaxx Group, the largest retailer of clothing and home décor in the country, so they are able to negotiate what they pay for goods and what savings they can offer to customers. … [Read More...]

How To Plan A Savings Plan

When the time comes that you are finally a little ahead of the bills and want to make the best use of your financial “leftovers,” how do you proceed? Saving with a concrete plan in mind will avoid the haphazard trickle of savings that too many people rely on to enhance their investment earnings. … [Read More...]